How we work

Free initial meeting
Your first initial meeting is free. This is used by AWD Chase de Vere* to get to know you and to determine your objectives and areas in which you require advice. It is also an opportunity for you to get to know the adviser and to ask any questions about the service. Your adviser will discuss with you and agree how he/she will be remunerated before proceeding to the next stage. Your adviser will discuss with you and agree payment for the service.

Financial Report
Having completed the initial meeting, your adviser will prepare a generic report recommending particular courses of action, and also confirm the associated costs. Only once you are completely happy with what has been proposed will the adviser proceed to carry out the
relevant course(s) of action on your behalf.

Costs
The adviser can work for you on either a fee or commission basis, or a combination of both. To many people the concept of fee-based work is familiar. As with other fee-based professionals, work is chargeable on an hourly basis, or on a fixed fee basis, with the overall cost depending on the complexity of your financial needs. The more complex situations will require more time being undertaken by the adviser and this work will, therefore, attract a higher fee. If you choose this option, it is worth noting that where this advice involves the purchase of a financial product, any commission received from the product provider will be used to offset the fee. Any commission in excess of the fee can be reinvested (if appropriate) or offset against future work. The alternative to a fee is commission, which is factored into the product pricing or charges, and is a percentage fee for the value of the services paid to AWD Chase de Vere by the product provider.

Regular reviews
It is important that your financial plan is reviewed on a regular basis to ensure it remains appropriate to your changing circumstances and future objectives. Therefore, once you have become a client, regular contact with your adviser is essential to help ensure your financial objectives continue to be met.